@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');
:root{--navy:#082c3b;--navy2:#0d4656;--teal:#087f73;--gold:#e2b75b;--cream:#f5f3ed;--ink:#173642;--muted:#61747b;--line:#dce5e3;--shadow:0 18px 55px rgba(8,44,59,.11)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;font-family:"DM Sans",system-ui,sans-serif;color:var(--ink);background:var(--cream);line-height:1.65}a{color:inherit;text-decoration:none}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.top{background:rgba(6,37,49,.96);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 8px 30px #0002;backdrop-filter:blur(12px)}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-family:Manrope,sans-serif;font-weight:800}.brand-mark{width:42px;height:42px;border-radius:13px;background:linear-gradient(135deg,var(--gold),#f3d78c);display:grid!important;place-items:center;color:var(--navy)!important;font-size:.82rem!important}.brand span{display:block;color:#f2d385;font-size:.7rem;letter-spacing:.6px}.brand-copy{color:#fff!important;font-size:1rem!important;letter-spacing:0!important}.menu{display:flex;gap:28px;align-items:center}.menu a{font-weight:650;font-size:.94rem;opacity:.9;transition:.2s}.menu a:hover{opacity:1;color:#f4d98d}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:13px;padding:12px 19px;font-weight:750;border:1px solid transparent;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:#102f3a;box-shadow:0 10px 26px #e2b75b2e}.btn-outline{border-color:#fff5;color:#fff;background:#fff1}.hero{position:relative;background:radial-gradient(circle at 86% 10%,#0aa39140,transparent 31%),linear-gradient(125deg,#062a39,#0b4151 58%,#0b5961);color:white;padding:104px 0 92px;overflow:hidden}.hero:after{content:"";position:absolute;width:330px;height:330px;border:1px solid #fff2;border-radius:50%;right:-100px;bottom:-185px;box-shadow:0 0 0 55px #fff1,0 0 0 110px #fff1}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:2.2px;font-weight:800;font-size:.77rem}.hero-badges{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px}.hero-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 16px;border-radius:999px;font-size:.84rem;font-weight:750;letter-spacing:.4px;box-shadow:0 6px 20px rgba(0,0,0,.18)}.badge-health{background:#085b54;color:#6bf1e0;border:1px solid #14a395}.badge-tax{background:#4f3d17;color:#fce49d;border:1px solid #a88133}.hero h1{font-family:Manrope,sans-serif;font-size:clamp(2rem,3.2vw,3rem);line-height:1.16;margin:0 0 18px;letter-spacing:-1.3px;font-weight:800;color:#fff}.hero-slogan{font-size:clamp(1.15rem,1.7vw,1.35rem);font-weight:700;color:#f3d78c;margin:0 0 16px;line-height:1.45;letter-spacing:-.2px;display:flex;align-items:center;gap:10px}.hero-slogan:before{content:"";display:inline-block;width:22px;height:2px;background:#f3d78c;border-radius:2px;flex-shrink:0}.hero p{font-size:1.14rem;max-width:680px;color:#dbe8e9;margin:0}.hero p.hero-desc{font-size:1.06rem;max-width:650px;color:#dbe8e9;margin:0;line-height:1.65}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}.trust-row{display:flex;gap:22px;flex-wrap:wrap;margin-top:32px;color:#c6d8da;font-size:.88rem}.trust-row span:before{content:"✓";color:#69d6c9;font-weight:800;margin-right:7px}.hero-card{background:#ffffff17;border:1px solid #fff3;border-radius:28px;padding:12px;box-shadow:0 30px 80px #0004;backdrop-filter:blur(8px)}.hero-card a{display:block;overflow:hidden;border-radius:18px}.hero-card img{width:100%;display:block;transition:.35s}.hero-card:hover img{transform:scale(1.025)}.hero-card-label{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 12px 6px;font-weight:700}.hero-card-label small{color:#bbd0d2}.section{padding:88px 0}.section.white{background:#fff}.section-head{display:grid;grid-template-columns:1fr minmax(300px,520px);align-items:end;gap:40px;margin-bottom:38px}.section-head h2{font-family:Manrope,sans-serif;font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;letter-spacing:-1.7px;margin:8px 0 0;color:var(--navy)}.section-head p{color:var(--muted);margin:0}.services{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:services}.service{counter-increment:services;background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:0 10px 35px #082c3b0e;transition:.25s}.service:before{content:"0" counter(services);display:block;color:var(--teal);font:800 .78rem Manrope;letter-spacing:1px;margin-bottom:28px}.service:hover,.article-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.service b{display:block;color:var(--navy);font:700 1.16rem/1.35 Manrope;margin-bottom:10px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.article-card{background:#fff;border-radius:24px;overflow:hidden;border:1px solid var(--line);box-shadow:0 12px 42px #082c3b14;display:flex;flex-direction:column;transition:.25s}.article-card img{width:100%;height:225px;object-fit:cover;background:#e7efed}.article-body{padding:25px;display:flex;flex-direction:column;flex:1}.article-body small{color:var(--teal);font-weight:800}.article-body h3{font:700 1.28rem/1.3 Manrope;color:var(--navy);margin:8px 0 10px}.article-body p{color:var(--muted);margin:0 0 20px}.article-body a{margin-top:auto;color:var(--teal);font-weight:800}.links-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.link-card{position:relative;background:#fff;border-radius:20px;padding:24px;border:1px solid var(--line);transition:.22s}.link-card:after{content:"↗";position:absolute;right:22px;top:21px;color:var(--teal);font-weight:800}.link-card:hover{border-color:#9ccdc4;transform:translateY(-3px);box-shadow:0 12px 35px #082c3b14}.link-card img{width:100%;height:120px;object-fit:contain;margin-bottom:14px}.link-card strong{display:block;color:var(--navy);padding-right:30px}.cta{position:relative;overflow:hidden;background:linear-gradient(120deg,var(--navy),var(--navy2));color:white;border-radius:30px;padding:50px 54px;display:flex;align-items:center;justify-content:space-between;gap:30px;box-shadow:0 25px 70px #082c3b2e}.cta h2{font:700 clamp(1.8rem,3vw,2.55rem) Manrope;margin:0 0 8px}.cta-contact{color:#cadadc}.footer{background:#051f2a;color:#b9cbcf;padding:44px 0}.footer-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer strong{color:#fff}.article-page{padding:70px 0 92px;background:linear-gradient(#eef4f2,var(--cream))}.article-shell{max-width:900px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:28px;overflow:hidden}.article-shell .cover{width:100%;max-height:480px;object-fit:cover}.article-content{padding:48px 58px}.article-content h1{font:700 clamp(2.2rem,5vw,3.8rem)/1.08 Manrope;color:var(--navy);letter-spacing:-2px;margin:12px 0 18px}.article-content h2,.article-content h3{font-family:Manrope;color:var(--navy);margin-top:1.7em}.article-content>.muted{font-size:1.18rem;border-bottom:1px solid var(--line);padding-bottom:26px;margin-bottom:32px}.back-link{display:inline-flex;color:var(--teal);font-weight:750;margin-bottom:20px}.muted{color:var(--muted)}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:44px}.hero-card{max-width:660px}.services,.article-grid,.links-grid{grid-template-columns:repeat(2,1fr)}.section-head{grid-template-columns:1fr}.menu a:not(.client){display:none}}
@media(max-width:640px){.wrap{width:calc(100% - 30px)}.nav{min-height:72px}.brand-copy{font-size:.9rem!important}.menu .client{padding:10px 12px;font-size:.8rem}.hero{padding:70px 0 64px}.hero h1{letter-spacing:-1.8px}.hero-card{transform:none}.hero-card-label{align-items:flex-start;flex-direction:column;gap:2px}.section{padding:64px 0}.section-head{gap:16px}.services,.article-grid,.links-grid{grid-template-columns:1fr}.cta{padding:34px 28px;align-items:flex-start;flex-direction:column}.article-page{padding:32px 0 60px}.article-content{padding:28px 24px}.footer-grid{flex-direction:column;gap:8px}}
